Frequently asked questions.

Protection can be confusing, that’s why we have put together a collection of the most commonly asked questions for you to explore; or ask us your own.

We have access to a comprehensive range of insurers and work from a comprehensive panel which is representative of the whole of the market.
All insurance companies offer the option to pay monthly.
This will depend upon the medical condition and how the insurance company views the condition.
We do not charge any fees as we will receive a commission payment from the insurance company providing the cover.
This will be dependant upon if any medical disclosures are made at the application stage and also if the desired sum assured is above a certain threshold that is set by the insurer.
Yes, we offer an annual review and we are on hand at all times to discuss your financial requirements.

If you’re still stuck looking for an answer, you can ask us a question of your own by clicking the button below.

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If you have a question about us as a business, want to learn more about how we operate or anything else. Visit our about page.
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Because we're by the book...

You & Yours Financial Services is a trading style of Steven Graham Howard who is authorised and regulated by the Financial Conduct Authority No 314434.

The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK

Specialists in personal, business and group protection, designed to look after you and yours.

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